COMMUNITY BANK CUSTOMER
INTERNET PRIVACY STATEMENT

At Community Bank we value each and every customer relationship. Customers such as you have entrusted us not only with your finances, but also with your personal information. To protect and maintain this relationship, we've enacted a set of privacy principles to maintain the confidentiality of the information you've shared with us. The following statement is prepared to help our customers understand how Community Bank collects, uses and safeguards the personal information you provide to us.

What Information We Collect
We collect, use and retain information about your Customer Profile, Customer ID, IP address (Internet Address assigned by your provider) and any e-mail address or message, for statistical, transactional and auditing purposes or to determine the level of interest on each web page. The date and time of access and the Internet address of the website from which you entered and exited is also logged automatically.

What Information We Disclose
We are permitted under law to share information about our experiences or transactions with you or your account, with companies related to us by common control or ownership (affiliates) or with non-affiliate third parties when;

• You request or authorize it.
• The information is provided to help complete a transaction initiated by you.
• The information is provided to a reputable credit bureau or similar information-reporting agency.
• The disclosure otherwise is lawfully permitted or required.
• The information is obtained from our customer's applications or transactions with us.
• The information is obtained from other public records.

We may disclose all of the information we collect as described above to companies that perform marketing services on our behalf or to other financial institutions with whom we have a joint marketing arrangement. We do not provide account, e-mail or non-public personal information to non-affiliate third parties for the purpose of independent telemarketing or direct mail marketing.

If you decide to close your account(s) or become an inactive customer, we will continue to adhere to the privacy policies and practices described in this notice.

Employee access to sensitive customer information is limited to those with a business reason to have this information.

If you do not want to receive any e-mail from Community Bank other than the required transaction notification or PIN change information regarding Internet Banking, simply e-mail us or send to us a written notice that you do not want to receive e-mails from us. When using email to contact us, for your security and protection, do not submit any information that contains confidential or sensitive information (example:  PIN Number, Account Number, Card Number or Social Security Number).  Send notice to:

webmaster@commbk.net or to

Community Bank Attn:  Internet Banking, PO Box 500, Muscatine, IA 52761
Community Bank Attn: Internet Banking, PO Box 268, Columbus Junction, IA 52738
Community Bank Attn:  Internet Banking, PO Box 1120, Wilton, IA 52778

Web Site Privacy
We safeguard information according to established federal security standards and procedures, and we continually assess new technology for protection information. Our employees are trained to understand and comply with these information principles.

For more information regarding Internet Security, access Security from our home page.

Maintenance of Accurate Information
Keeping customer account information accurate and up to date is very important. If you ever find that your account information is incomplete, inaccurate or not current, please write or telephone us at:

Community Bank, PO Box 500, Muscatine, IA 52761, (563) 263-1122
Community Bank, PO Box 268, Columbus Junction, IA 52738 (319) 728-2226 or
Community Bank, PO Box 1120, Wilton, IA 52778 (563) 732-2077

We will make the necessary corrections as quickly as possible.

Maintaining Customer Privacy in Business Relationships with Third Parties
When Community Bank conducts business with third parties; we require the vendors and suppliers to maintain similar standards of conduct regarding the privacy of non-public personal information provided to them.

At Community Bank, we value our customer relationships. We want you to understand how we use the information you provide and our commitment to ensuring your personal privacy. If you have any questions about how Community Bank protects your confidential information, do not hesitate to call your local branch during business hours.